Overview
Credinaut helps you compare rewards on cards you add to your wallet and track payment dates you enter. It does not move money, make card payments, or connect to your bank in the current manual-entry experience. This policy covers the mobile app and this public website.
Information we use
When you create an account, we use sign-in information to identify you and provide access to your data. The app stores the profile, cards, and statement details you choose to add, along with the preferences needed to provide recommendations and reminders. Card entries can include a nickname and last four digits; do not enter full card numbers.
The app also keeps some information on your device, such as your wallet, preferences, reminder settings, and recent recommendation choices. If you enable payment reminders and allow notifications, the app schedules them on your device. The notification text does not show card names, balances, or payment amounts.
This website provides information and support links. It has no account sign-in or app database.
Service providers
We use third-party services to manage sign-in and store account records. Your device’s operating system handles notification permissions and delivery of local reminders. The website host receives requests needed to serve these pages. We do not use the website for account access.
Your choices
In the app, go to Settings → Privacy & data to export your data, clear app data from your device, or delete your account. An export opens your device’s share sheet as readable JSON and can include wallet and statement details, so choose a destination you trust.
Clear this device and sign out removes app data and scheduled Credinaut reminders from that device. Your account records remain available if you sign in again. Delete Credinaut account removes your app-managed account data, clears device data, and deletes your sign-in identity. If deletion stops partway through, the app displays a recovery code you can use when contacting support. Deleting Credinaut does not close a card or account with its issuer.
You can change notification permission in your device settings. If an in-app control is unavailable, contact support. Please do not email passwords, one-time codes, full card numbers, or exported account data.
How long information is kept
Account records are kept while your account is active. The app limits recommendation history on your device to the newest 20 entries and removes entries older than 30 days when that history is used. You can also clear app-managed local data using the controls above.
Account deletion removes the primary app records covered by the deletion flow. A limited record of the account lifecycle can remain after deletion. Service-provider backups and support correspondence may have different retention periods. Contact us if you have questions about a specific record.
Contact
For privacy questions or help with export or deletion, email credinaut-support@sainibuilds.com.